quarta-feira, 7 de outubro de 2015

Is Your Financial Adviser Making Money Off Your Bad Investments?

The New York Times, Lily Batchelder and Jared Bernstein, 29 September 2015

Despite numerous opponents, US administration is trying very hard to push forward a new rule whereby any financial advisor would have to disclose any commissions earned from any financial service providers for recommending/investing in their product. This is to reduce conflict of interest and ensure that middle class families receive appropriate financial advice for their savings and retirements funds.

sexta-feira, 7 de agosto de 2015

How to Win the Loser's Game

Sensible Investing, 27 August 2015

Most of what we see and hear about how to invest comes from either the fund industry or the financial media - both of which have their own agendas. This landmark documentary is an attempt to redress the balance.

terça-feira, 28 de julho de 2015

Why Investing Is So Complicated, and How to Make It Simpler

The New York Times,  Sendhil Mullainathan, 11 July 2015

A recent survey showed that people will seek advice to change oil of their car but not to manage their investments. Because investing is so complicated some choose not to do anything. This behavior is as bad as choosing the wrong investments.

quinta-feira, 9 de abril de 2015

How Many Mutual Funds Routinely Rout the Market? Zero

The New York Times, , Jeff Sommer, 14 March 2015

One more study that shows that very few managers outperform the market even in bull period. And that it is impossible to identify them in advance. Investors are better off buying index fund and hold on to them.

terça-feira, 3 de março de 2015

The active fund management model is not fit for purpose

Financial Times,  John Authers, 20 February 2015

Despite practical results, active managers still believe that they can outsmart the markets. John Authers discuss the ongoing debate of active management versus passive.